Privacy Policy
At Your Annuity Options, we respect and protect the privacy of our clients and users who visit our websites. This Privacy Policy explains how we collect and use information for Your Annuity Options services, including the advertising services, promotions, informational mailings, and other offers we provide. By using any services provided by Your Annuity Options, Inc. (“Your Annuity Options”), you indicate that you agree to the collection and use of your information by Your Annuity Options as outlined in this Privacy Policy. Furthermore, please note that in the event that you provide information to us and then choose not to use our services, the information you provide to us will still be handled as set forth in this Privacy Policy.
Why We Collect Information
First and foremost, Your Annuity Options collects information to improve the services we provide and to present you with information and services that may interest you. We also use your information to measure our success and performance.
Personal Information Collection and Communication
Your Annuity Options is the sole owner of information collected on this website. Any personal information collected by us is provided by you strictly on a voluntary basis. You may submit your personal information in a number of ways, depending on the Your Annuity Options service you are using and your choices while using our services. We use this information, such as your email address, to send you information and notices about the services you have requested and are receiving from us (“Service Messages”), as well as information about our company, client campaigns, and our other products and services which may interest you (together, “Marketing Messages”). The ability to send you Service Messages is an important part of our ability to serve you, and they will continue for as long as you continue to receive our services. Marketing Messages are optional. Out of respect for your privacy, we present the option not to receive Marketing Messages.
Personal Information You Provide
As stated above, unless you voluntarily provide personal information for a specific purpose, we do not collect personal information from you. We will never combine any personal information about a user of our site with any aggregate information we collect about that user, whether collected on our site or our Advertising Service. If you choose to provide personal information during registration or when using our services, we use your personal information to provide you with particular product or services that you request.
Use and Protection of Personal Information
Your Annuity Options will not sell, share, or rent this information to others in ways different from what is disclosed in this statement. However, we may transfer personal information in connection with a sale or merger of Your Annuity Options or the division responsible for the services provided to you. We may also share your personal information, such as your email address, mailing address, etc., with our technical consultants, third party auditors, and other third parties who make our site available, enhance its functionality, or provide associated services, and/or who deal with you in processing your orders and/or delivering content, samples, products, services, gifts, and prizes. These third parties are not allowed to use personal information except for the purposes of providing the applicable services. In addition, we reserve the right to disclose your personally identifiable information as required by law and when we believe that disclosure is necessary to protect our rights and/or comply with a judicial proceeding, court order, or legal process served on our website. Our site and services are maintained in the United States of America. By using the site and/or services, you authorize the export of personal information to the USA and its storage and use as specified in this policy.
Other Information We Collect and Use
We may collect non-personally identifiable information with cookies, such as IP address, browser type and version, and pages you view. We also keep track of how you got to our site and any links you click on to leave our site. Once you leave our site, we do not track you. This aggregate information is analyzed and combined with similar aggregate information of other users and may be collected both on our site and on other sites in our Advertising Service. We may share aggregate information with our business partners and other third parties. Such aggregate information is anonymous and does not identify any individual user, and we do not link this automatically collected data to personally identifiable information.
Data Retention
All personally identifiable information that we collect from you is retained for a period of time after our relationship with you ends. This is true whether you only explored obtaining services from us and either rejected or did not accept an offer to provide services, whether you obtained services from us and later terminated those services, or whether you obtained services from us and the term of those services was fulfilled. In each case, we will retain all personally identifiable information for a period of two (2) years following the end of our relationship with you, or from the date that you rejected an offer of services, or from the date that an offer of services lapsed (whichever is later).
During the period of data retention described above, all personally identifiable information will be retained and kept secure in a manner consistent with this Privacy Policy.
Please be aware that non-personally identifiable information that you provide or that we gather may not be subject to this data retention period, and you cannot elect to have it deleted, especially in the event that such non-personally identifiable information is aggregated with other such information in an attempt to improve our services or understand our customer base, or other legitimate purposes under this Privacy Policy. Rest assured that in any such event, all such information is anonymous and will be handled as set forth in the previous section entitled “Other Information We Collect and Use.”
Third Party Website Links
Some of our websites provide links to third-party websites, such as those of our affiliates, business partners, and advertisers. We have no access to or control over their practices. Because Your Annuity Options does not control the information policies or practices of these third parties’ websites, you should review their respective privacy policies to learn more about how they collect and use personal information.
Security Information
Your Annuity Options stores all data using industry-standard security devices, such as firewalls and encryption protocols, to prevent unauthorized access to our data. We have put in place reasonable physical, electronic, and managerial procedures, coupled with carefully developed security procedures to protect your information from loss, misuse, or unauthorized alteration. When we ask for sensitive information, such as credit card numbers, we protect it through the use of the Secure Socket Layer (SSL) protocol which provides encryption during transmission.
We have put in place policies to restrict access to your information by our employees. Our employees are trained to safeguard your information. Additionally, we use internal and external resources to review the adequacy of our security procedures.
Protection for Children
We do not knowingly collect personal information from anyone under the age of 13.
Changes to This Privacy Policy
Our Privacy Policy may change from time to time. If we decide to change our privacy policy, we will post these changes to this privacy statement on www.miramontescapital.com and other places we deem appropriate, so you are aware of what information we collect, how we use it, and under what circumstances if any, we disclose it. We reserve the right to modify this privacy statement at any time, so please review it frequently. Your continued use of the site after such changes have been posted indicates your consent and acceptance of such changes.
Effective Date
This Privacy Policy is effective and was last updated on January 22, 2023.
Your Annuity Options, Inc.